note buyers

Private Note Resources

Quick access to expert advice for people collecting owner-financed note payments or considering creating a private note.


Receive Top Dollar

As a note holder there are steps you can take to help maximize the sale price received if you decided to sell the note. Proper servicing, having a complete set of original documents and maintaining verifiable payment records are important steps. Proactively contacting multiple note buyers is another important step. Requesting multiple offers will ensure you receive a fair price for the note and help you select the company you’d like to do business with.

Private Note Financing 101

Facts About Selling a Note
Important information to know before contacting note buyers. Learn more >>

Protect Your Note Investment
You've sold your property with owner financing and now own a note. Follow the advice of experienced professionals to learn how to protect the value of your note and avoid costly mistakes while servicing it. Learn more >>

Benefits of Owner Financing
Owner financing has become a common way to sell property all over the country. Offering to finance the purchase of your property can help you sell it more quickly, may provide tax benefits and will give you a nice source of monthly income. Learn more >>

Creating a Quality Note
When using owner financing to help sell your property, creating a high quality note is of primary importance. We explain the important steps to take. Learn more >>

HUD Glossary
U.S. Department of Housing and Urban Development's glossary of real estate note terms.

Dodd-Frank Law
Dodd-Frank Law concerning mortgage note originations.

Mortgage Security Documents by State
State by state mortgage note documents.

Promissory Note Documents by State
State by state promissory note documents.

Free Note Services

As specialists in the private note industry, The Mortgage Buyer, Inc. strives to provide note holders with an unmatched level of service. We make these complimentary services available to you without cost because it is the best way that we know to provide value-added service for every note holder who comes in contact with our company.

Amortization Schedule — This schedule breaks down each monthly payment into its principal and interest components. The schedule will provide you with the current note balance at any point in time and tell you the total principal and interest payments made for the year. If you would like to receive a complimentary amortization schedule call our office at (800) 618-2485 or email The Mortgage Buyer.

Credit Application — If you are using owner financing to help sell your property this document will assist you in gathering much of the information needed to evaluate the credit worthiness of the Purchaser. Requiring the Purchaser to provide this information may prevent you from financing a poor credit risk and will provide extremely valuable information should you ever decide to sell the note. To receive a free credit application call our office at (800) 618-2485 or email The Mortgage Buyer.

Information Keeper — This valuable document organizes the important information that will help you protect the value of your investment while collecting payments on your note. You can get your own copy of the Information Keeper by calling our office at (800) 618-2485 or email The Mortgage Buyer.

Payment Record Keeper — This simple to use document will help you maintain an accurate record of when you receive each of your monthly note payments. Maintaining an accurate payment record will be extremely valuable in helping prevent any misunderstandings regarding the current status of the note. It will also help you receive the highest cash price for your note should you ever decide to sell it. Contact our office at (800) 618-2485 or email The Mortgage Buyer to request a copy of the payment record keeper, which will be sent to you by mail.

Online Services

Need the Advice of an Attorney? If you have questions about your note or foreclosure, the American Bar Association's public resources offers a database of attorney's and law firms in the same state the property is located.

County Clerks — mortgages, notes, deed of trusts, and other real estate secured notes are recorded in the County Offices where the property is located. So if you need copies, contact the appropriate County Office. To find information about the County Office where your note document is recorded, we suggest you go to your favorite search engine and conduct a web search: "State of _________" for the state where the property is located. Once on the state's web site, you should find a county listing. We spend a great deal of our time with the New York State County Clerks. If you have trouble, feel free to call our office toll free at 800-618-2485 and we'd be happy to help you.

Better Business Bureau is a handy resource for smart consumers. You can check a company's BBB report, and access the BBB's valuable consumer tips, especially those about money.

US Chamber of Commerce offers online help to quickly connect you with state and local Chambers — powerful resources for community information.

AARP offers valuable answers and advice on a variety of life's issues, especially regarding money matters, including: financial planning advice, financial calculators, self-help legal guides and advice on finding and selecting the right attorney.

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